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Consumer car finance market fell by 10% in August

by LLB Reporter
11th Oct 21 11:59 am

New figures released today by the Finance & Leasing Association (FLA) show that the consumer car finance market reported a fall in new business volumes of 10% in August 2021 compared with the same month in 2020. In the eight months to August 2021, new business volumes remained 16% higher than in the same period in 2020.

The consumer new car finance market reported a fall in new business of 13% by value and 18% by volume in August compared with the same month in 2020.   In the eight months to August 2021, new business volumes in this market were 16% higher than in the same period in 2020.  The percentage of private new car sales financed by FLA members in the twelve months to August 2021 was 93.3%, down from 93.7% in July.

The consumer used car finance market reported a fall in new business volumes of 7% in August compared with the same month in 2020, while the value of new was at a similar level to August 2020.  In the eight months to August 2021, new business volumes in this market were also 16% higher than in the same period in 2020.

Commenting on the figures, Geraldine Kilkelly, Director of Research and Chief Economist at the FLA, said:

“Supply issues in the new car market caused by the shortage of semi-conductors continue to hamper the recovery of the automotive industry following the pandemic.  New business volumes in the consumer new car finance market fell for a second consecutive month in August and the near-term outlook is likely to be weaker than previously expected.

“By contrast, the consumer used car finance market remains relatively strong, with annual new business by value in August only 1% below its pre-pandemic peak.”

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