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Top five best investments in 2021

by Sponsored Content
16th Jul 21 5:28 pm

Few people are willing to take a gamble with their investments. Instead, people want safe investments without taking unnecessary risks. Fortunately, there are some great options to choose from if you wish to grow your wealth but don’t want to lose any money along the way.

Below are 5 excellent examples where you can safely invest your money today!

1. High-yield savings account

Since all banks offer savings accounts that are insured, your money will always be safe. A high-yield account is a perfect way to increase your account balance quickly without having to tie the money up into a set period of time; whenever you want to access the funds in the account, you can without being penalised.

2. Government bonds

These exchange-traded funds or mutual funds are monies that the government invests in debt securities. These debt instruments include treasury bills, treasury notes, and treasury bonds. Government bonds are an excellent option for first-time investors.

Short-term funds carry a lot less risk than long-term funds as you won’t have to deal with the interest rates fluctuating so much.

3. S&P 500 index funds

S&P 500 is an index that includes over 500 of the largest publicly-traded companies in the US. This provides an excellent, low-cost way to invest in stocks.

Since you are putting money into stocks, this option carries more risk than a regular savings account. It’s also worth remembering that the government does not insure these investments.

However, it’s still a safe and excellent option for anyone who wants a relatively low-risk reward and is happy to invest their money for at least three years.

4. Dividend stock funds

Dividend stock funds are an investment fund that seeks to provide sustainable income and growth. The dividends that the funds produce provide a regular stream of passive income for investors or capital gains for those who would invest in the stock market. The dividend stock fund shares have a lower risk of fluctuating, which provides more. Despite the lower risk, you must still choose your portfolio wisely.

5. Buy to let properties

Buying a property to rent it out is a popular business strategy for investors seeking a return on their investment.

The good thing about renting a property is that it does not involve the same levels of risk as investing in stocks or shares, and it also allows you to earn a return while you wait for the property to appreciate.

The most considerable financial risk is that the tenant will not pay rent on time or at all and the occasional repair bill. Overall, investing in a property to rent out will have more positives than negatives.

Don’t forget your online safety with a VPN

When you are making and checking your investments online, don’t forget about your online safety. In order to keep your investments, accounts, and personal data secure, you should always use a VPN when browsing. If you prefer to check and make your investments on a mobile, you can easily install a VPN app.

Online security is not something to disregard, especially when you are dealing with your money online. Use a VPN or VPN app and keep your investments and activity completely secure.


The above information does not constitute any form of advice or recommendation by London Loves Business and is not intended to be relied upon by users in making (or refraining from making) any investment decisions. Appropriate independent advice should be obtained before making any such decision.

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